“Can’t even afford a decent car, yet you’re sitting here having Christmas dinner with us?” they mocked me in front of the whole table. I simply set my glass down, looked straight at them, and said, “You should laugh a little quieter… because the building you live in belongs to me.”

not erasing the debt,” I told them. “Actions have consequences.”

Daniel lowered his head.

“But I will offer a legal payment arrangement, waive part of the penalties if the damages are repaired, and transfer you into a smaller unit you can realistically afford.”

Lauren burst into tears again—this time from relief.

Daniel stared at me. “After everything continue reading …